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<StrategicPlan xmlns="urn:ISO:std:iso:17469:tech:xsd:stratml_core" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:ISO:std:iso:17469:tech:xsd:stratml_core http://xml.govwebs.net/stratml/references/StrategicPlanISOVersion20140401.xsd"><Name>About Debt.org</Name><Description>We provide a range of informative articles, tools and free resources for our readers. These help us create awareness that no matter how difficult your financial situation may seem, available options always exist. We provide unparalleled content about a range of topics, such as reducing debt, consolidating student loans, maneuvering through real estate transactions and planning for retirement.</Description><OtherInformation>After completing our form, we will direct you to a program that best helps you achieve debt relief, whether that be debt consolidation and management, student loan consolidation, or bankruptcy.</OtherInformation><StrategicPlanCore><Organization><Name>About Debt.org</Name><Acronym>DO</Acronym><Identifier>_ed325726-d544-11e7-ac39-e7637b068471</Identifier><Description>Debt.org is America's Debt Help Organization, serving the public with thorough, accurate and accessible information online about financial well-being. We strive to help people in all stages of life: the college years, weddings, kids, buying and selling a home and retirement. The content on Debt.org is designed for anyone who desires a sound financial future, wants to get out of debt or wants to stay out of debt.</Description><Stakeholder StakeholderTypeType="Generic_Group"><Name>Debtors</Name><Description>When you contact us through our website, we deliver you to a trusted debt specialist.</Description></Stakeholder><Stakeholder StakeholderTypeType="Generic_Group"><Name>Debt Specialists</Name><Description>Your debt specialist will present debt-reduction options and outline a strategy based on your needs. When you decide on one or more service plans, you have an advocate to help you organize your finances for a debt-free life.</Description></Stakeholder><Stakeholder StakeholderTypeType="Generic_Group"><Name>Debt.org Team</Name><Description/></Stakeholder><Stakeholder StakeholderTypeType="Person"><Name>Chris Henningsen</Name><Description>VP, Marketing &amp; IT -- 

Chris Henningsen is a business executive with expertise in business management, sales, marketing and information technology. Chris comes to Debt.org with experience in high-tech firms including Intellon, Primarion, Intersil, Harris Semiconductor and Analog Devices. He has been a member of the executive leadership team for two successful IPOs, two successful start-ups, and has managed merger and acquisition projects ranging in size from $5 million to $1.4 billion.</Description></Stakeholder><Stakeholder StakeholderTypeType="Person"><Name>Karen Carlson</Name><Description>Education Director -- 

Karen Carlson is a personal finance expert and writer. Her financial advice has been published in Time, US News &amp; World Report and Fox Business News. Carlson is an Emmy Award-winning producer of educational television and recent nominee for NFCC Financial Educator of the Year.</Description></Stakeholder><Stakeholder StakeholderTypeType="Person"><Name>Bill Fay</Name><Description>Content Writer -- 

Bill Fay is an award-winning writer with more than two decades of experience in the areas of news, sports and public policy. Bill has a mass communications degree from the University of South Florida.</Description></Stakeholder><Stakeholder StakeholderTypeType="Person"><Name>Aaron Van Swearingen</Name><Description>Front End Web Developer -- 

A graduate of Full Sail University Aaron has worked as a Graphic Designer and Web Developer in a range of fields over the last 20 years. Along the way Aaron has worked on print and web projects for Fortune 500 clients such as Burger King, Lufthansa, Office Depot, National Car Rental, Extreme Pita, Señor Frogs and Disney.</Description></Stakeholder><Stakeholder StakeholderTypeType="Person"><Name>Devin Joy</Name><Description>Web Designer -- 

Devin is a graduate of Valencia College in Graphic and Interactive Design. Devin has over ten years of experience designing educational and inspiring materials for print, web and other media.</Description></Stakeholder><Stakeholder StakeholderTypeType="Person"><Name>Katrina King</Name><Description>Social Media Strategist -- 

Katrina King is a communications and content strategist with over 10 years of experience connecting people with brands, products and helpful resources. Katrina manages Debt.org's social media profiles and campaigns.</Description></Stakeholder></Organization><Vision><Description>People stay out of debt.</Description><Identifier>_ed3258e8-d544-11e7-ac39-e7637b068471</Identifier></Vision><Mission><Description>To help people understand and overcome their debt.</Description><Identifier>_ed3259b0-d544-11e7-ac39-e7637b068471</Identifier></Mission><Value><Name/><Description/></Value><Goal><Name>Financial Resources</Name><Description>Provide resources for dealing with debt.</Description><Identifier>_ed325a5a-d544-11e7-ac39-e7637b068471</Identifier><SequenceIndicator/><Stakeholder><Name/><Description/></Stakeholder><OtherInformation>Our goal is to be the only financial resource you need to deal with your debt.</OtherInformation><Objective><Name>Debt Services</Name><Description>Make sound decisions about your financial future and pay off your debts</Description><Identifier>_ed325b04-d544-11e7-ac39-e7637b068471</Identifier><SequenceIndicator>1</SequenceIndicator><Stakeholder><Name/><Description/></Stakeholder><OtherInformation>Our primary services are to put you in position to make sound decisions about your financial future and to facilitate you paying off your debts and getting rid of creditors. We have agreements with a number of trusted partners who excel in the areas of debt settlement, debt consolidation, debt management, student loan consolidation and tax debt relief. We want to show you that you can live a life free of worrisome bills, that you have more options than you probably realize. If you want to pick an option, we put you in touch with someone who can help you carry out a plan of financial action. Simply put, if you're paying out more money every month than you have coming in, we can get you to a professional who can help.</OtherInformation></Objective><Objective><Name>Debt Settlement</Name><Description>Negotiate with creditors to lower overall obligations.</Description><Identifier>_ed325ba4-d544-11e7-ac39-e7637b068471</Identifier><SequenceIndicator>2</SequenceIndicator><Stakeholder><Name/><Description/></Stakeholder><OtherInformation>Also known as debt negotiation, debt settlement involves negotiating with your creditors to lower your overall obligation. We put you in touch with a trusted debt specialist who can do this on your behalf. The objective is to negotiate the amount of money you owe to a lower total and then set up a system that gets your accounts paid off one by one. We connect you with a specialist who can educate you about debt relief and show you the best path to a debt-free lifestyle.</OtherInformation></Objective><Objective><Name>Debt Consolidation</Name><Description>Consolidate and manage debts.</Description><Identifier>_ed325c4e-d544-11e7-ac39-e7637b068471</Identifier><SequenceIndicator>3</SequenceIndicator><Stakeholder><Name/><Description/></Stakeholder><OtherInformation>Through service providers, you can consider debt consolidation and debt management programs. In these programs, you identify your goals, and services are customized for you. Some people are able to pay their bills on time but are unable to pay them off fully and want help getting out of debt. If you’re only making your minimum payment, management programs can consolidate your payments with potentially lower negotiated interest rates to get you out of debt sooner.</OtherInformation></Objective><Objective><Name>Student Loans</Name><Description>Consolidate student loans.</Description><Identifier>_ed325d2a-d544-11e7-ac39-e7637b068471</Identifier><SequenceIndicator>4</SequenceIndicator><Stakeholder StakeholderTypeType="Organization"><Name>Association for Student Loan Relief</Name><Description/></Stakeholder><OtherInformation>Student Loan Consolidation -- 

If you have federal student loans, you can obtain a new consolidated loan. You can obtain a variety of repayment options based on your existing student loans. Those options include income-based repayment, income-contingent repayment, extended repayment and graduated repayment. We are members of the Association for Student Loan Relief (AFSLR).

Loan Forgiveness -- 

If you qualify, you could also be eligible for student loan forgiveness, which completely erases all your loans.

Loan Default -- 

If you have federal student loans that are in or are approaching default status, you can get a new consolidated loan.</OtherInformation></Objective><Objective><Name>Tax Debt</Name><Description>Resolve tax issues.</Description><Identifier>_ed325dde-d544-11e7-ac39-e7637b068471</Identifier><SequenceIndicator>5</SequenceIndicator><Stakeholder StakeholderTypeType="Generic_Group"><Name>Tax Professionals</Name><Description/></Stakeholder><OtherInformation>Tax Debt Relief -- 

If you owe money to the IRS that you can't afford to pay, we can help. We will put you in touch with a team of tax professionals who are skilled at resolving tax issues. Using their experience in dealing with the IRS, they negotiate on your behalf. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.</OtherInformation></Objective></Goal></StrategicPlanCore><AdministrativeInformation><PublicationDate>2017-11-29</PublicationDate><Source>https://www.debt.org/about-us/</Source><Submitter><GivenName>Owen</GivenName><Surname>Ambur</Surname><PhoneNumber/><EmailAddress>Owen.Ambur@verizon.net</EmailAddress></Submitter></AdministrativeInformation></StrategicPlan>